B-Smart account, for a different kind of business

September 24, 2014

In the financial world there are multiple products and services offered for the clients’ benefit, but not all adjust to the needs and expectations the clients may have. If you’re a business owner, you won’t have to look any further because Banco Popular can offer you the commercial account B-Smart. It is the ideal account for business owners operating as a DBA or Doing Business As. What does Doing Business As mean? It’s a professional that’s not incorporated or associated, so the account will only need one signature.

What is B-Smart? B-Smart is a checking account that has a savings section and a line of credit for your business. Which means that you’ll have three key services available to run your own business. This way you’ll be able to manage your time in a more efficient and simple manner.

Key benefits of the B-Smart account:

  • $0 initial deposit to open the account
  • $0 minimum monthly balance – enjoy this with no endofthe month stress!
  • Ahorro Directo service at no additional charge
  • Accumulate PREMIA® points – Having your own business means hard work, why not reward yourself for that? Use your card and add up points to redeem for rewards!
  • Electronic transactions through Internet Banking free of charge – Check your account and take care of business wherever you are, at any time of the day.
  • ATH® card and ATH Visa International card, free of charge
  • Optional credit line from $5,000 up to $100,000 (subject to credit approval) – Ready to use when need you it.
  • Commercial Credit Protection Plan1 – B-Smart offers a plan designed to protect your credit and business stability in case of unexpected events!

This insurance:

  • Releases your loved ones or partners from debt.
  • Is convenient, affordable and flexible.
  • Reduces or cancels the balance of your credit line.
  • Registration is done through a simple application.
  • No medical tests required

Banco Popular’s Commercial Banking division works for you by offering the services you need to manage your business in an easier and more productive way. B-Smart is an ideal solution when it comes to having lots of benefits in a single product.

What are you waiting for? Call our Business Banking Center at 787-756-3939 or 1-855-756-3939 for more information today. Or maybe you would rather visit one of our branches.

1The insurance is not free. Insurance products are not deposits or obligation of, nor are guaranteed by the Bank or its affiliates and can lose value. The FDIC or other federal government agencies, the Bank or its affiliates do not insure these products. Popular Insurance is a Popular Inc. subsidiary and a Banco Popular affiliate.