Jun 05
Guide to request insurance claim reconsideration
June 05, 2018
Have you submitted an insurance claim because your home or its content were damaged by the hurricanes Irma and Maria? Maybe you are not satisfied with the adjustment of your claim because the amount determined is not enough to cover the cost of repairing or replacing the damaged property.
If this is your case, you have the right to request a loss adjustment reconsideration. The process takes time and it is important that you have the necessary documents at hand. Here, we explain in detail.
How to do that?
Include the following:
- A reconsideration letter
- List the items for which you are requesting a reconsideration
- If you want the insurance company to consider items that were not in the original report, explain the cause of the damage and the extent of the loss
- The letter must be signed by the policy holder
- Estimates
- Must be prepared by a certified professional or business
- Be sure they state whether the damaged property should be repaired or replaced
- Photos
- Should show the damage and the cause of it
- Content Damage or Loss form
- Include a list of the content that was damaged
- Be sure your coverage of content includes hurricanes as one of the insured risks