Hurricane season is currently very active. Popular Insurance wants to help you get prepared.
Before the Storm/Hurricane
- Take all precautions to protect your property. The 4 main areas you should verify in your home are the roof, windows and doors, including garge doors.
- Eliminate all debries around your home. If you live in lowlands or areas prompt to flooding, go to a shelter. Take with you only the essentials, such as clothing and medicines.
- Review your insurance policies. Make sure you have hurricane protection and a flood policy if you live in a flood prone area. Also make sure you have coverage for both the structure of your home and for you belongings. Keep handy a copy of your policy, loan number and banking entity if you have a mortgage.
- Take pictures of you home before the emergency. Have cash handy and charge your cell phone battery.
During the Storm/Hurricane
- Stay in a safe place, away form windows, even while the eye of hurricane passes. The most important thing during a storm is to protect yourself and your family.
- Do not go out on the street . Stay away from rising rivers.
- Disconnect all unnecessary electronic appliances to avoid damages from changes in voltage or receiving an electric shock if your property gets wet.
- Select a battery flashlight instead of candles or gas lamps to avoid unnecessary fires
- Use the phone only for emergencies. To keep communicated use text messages instead.
- Protect your pets. Maintain them in a safe place.
After the Storm/Hurricane
- Assess if your property suffered any structural damage. Take pictures of all damaged property.
- If your are a Popular Insurance or Popular Risk Services client and have a claim call 787-706-4111, visit our offices at Corporate Office Park in Guaynabo, or Access our Claims Section in our webpage to submit your claim.
- When submitting your claim you will need your insurance policy number, and loan number if you have a mortgage, a brief description of damages and a monetary estimate. Visit our insurance Frequently Asked Questions for more details on the claims process.
- Protect your property for further damages. If a window broke cover it with wood or other material, but do not dispose damaged property until an insurance adjuster has inspected it.
- To avoid electric shocks, do not get near fallen electric cables. Do not touch anything that is in contact with them.
- Be careful turning on electric generators.
Visit the Insurance category in Mi Banco Blog for more articles on how to be better prepared during the hurricane season. In Popular we are with you, to help you step ahead.