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They say necessity is the mother of invention and in recent years in Puerto Rico, small new businesses or innovation in existing ones are proving it. Movements or programs to encourage entrepreneurship are developing on the island with great success, but despite such
We list some of the deductions you may include on your tax return and examples of common errors when filing. This advice will save you time and money. Small and medium-size businesses have a series of tax responsibilities, but there are also deductions they can claim on their
An ally can play a key role in elevating your commercial execution. New entrepreneurs and innovators in Puerto Rico are emerging from their homes and classrooms to promote ideas, create novel businesses and launch in the marketplace the products or services they have
Maybe you think that getting a loan for your business is too complicated. Below is an explanation, in summary form, of the financing options available to you. How it works: the SBA financing programs are used by the bank to grant commercial loans to small business owners on
We are not talking about celestial angels, but angel investors could help you take your business to unimaginable levels of success. If you are a new entrepreneur or are in charge of a startup, you probably have an innovative idea that needs financing. In the early stages, new
Learn more about it and how to improve the operational cash flow of your business. For businesses, cash flow management is crucial. It refers to the amount of money available after you have made the required payments. As part of the natural cycle of cash movement, your
Discover the differences between a line of credit and a term loan. Are you considering a credit product to improve your business? If your answer is yes, you must know the differences between a line of credit and a business term loan. Each one helps you differently.
Whether you are starting your own business or managing your business day to day, one of the most common complaints by business owners is that “there’s not enough time for me to do everything I need to do.” The day only has 24 hours, and time is a very valuable resource
By: Gustavo Vélez, economist Recent events surrounding the public debt represent new challenges for Puerto Rico and businesses on the island. The community of local business owners has been hit hard by the current crisis. Between 2006 and 2015, about 15,000 businesses have
When you are an entrepreneur, your business is the main asset that will help you obtain your financial independence. Your company’s profitability and finances should be important considerations in your business plan. Answering the questions for what and why do you own your