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In the event of a natural disaster, having business interruption coverage¹ will help you replace your business’ lost income. It also covers operational expenses such as incurred payments for contracted services even if the business is temporarily closed. For business
The hurricanes that affected our island not too long ago served as a reality check that reminded us of the importance of being prepared, which in turn helps mitigate their financial impact on your business. Below, we offer a guide with some ideas you should consider to
A healthy atmosphere among your staff leads to greater productivity and helps keep your team motivated. To achieve this atmosphere, we recommend that you focus on three areas: Communicate effectively If there is one thing that affects a person’s performance, it is
Have you made improvements to your home in the last few years? Remodeled the kitchen? Built a terrace? Changed the windows? In case of damage to your home, or its loss, the cost of rebuilding your property may have changed, whether because of improvements that you have made over
By: Jean-Paul Castro Lamberty Abdominal pain, sudden exhaustion, and symptoms of poor digestion: those were the first signs that a difficult time was approaching. After undergoing hip replacement surgery because of arthritis, my grandfather, who was only 65 years old and had
At first, her small and delicate frame set a contrast against her strong spirit, her analytical mind, and her contagious energy, even in the most difficult of times. Our initial phone interview happened just before she went on a ski trip with her family. Mariel Arraiza is one of
Are you ready to face an illness that requires constant and specialized care? Or are you prepared to handle a cancer treatment? Do you have the funds to pay for a nurse that provides treatment in your own home, or for the services of a hospice or a nursing home? Maybe you
Hurricane season is already here and we want to help you get prepared. Thanks to technology advances in meteorology, we can anticipate when an atmospheric disturbance approaches. Every year from June 1 to November 30, the probabilities of experiencing a hurricane or a
You just discovered you’re an identity theft victim; unfortunately this is the reality for a lot of people. The next steps you will take are really important to repair your credit and identity. Here are the steps you should follow after you discover your identity has been
If you're owner or partner in a business, you know very well the many challenges you have to overcome for it to be successful. For most businesses, success is directly related to talent management. Death, disability or even the early retirement of a key employee can threaten the
