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It is estimated that only one in three people have planned their retirement. Also, that seven out of ten people will need long-term care services at some point during that period, said Carlos López, Popular’s retirement planning specialist. Therefore, some people have left
The word retirement may sound like something that’s too far away. It probably isn’t even among your priorities. However, now that your adult life is starting and you’re gradually taking on more responsibilities, it’s important to understand that the earlier you start
Are you helping or hindering your future retirement security? It may be time to rethink your approach to retirement planning if any of the following apply to you. Failing to Understand Retirement Income Sources Too many people believe that Social Security will provide a
Paper or plastic? Stairs or the elevator? Chocolate or vanilla cookies? You make decisions every day—lots of them. Many have little or no lasting significance. But some of the choices you make now could have a significant impact when you retire. Spending Choices Take
Commit to contributing a portion of your paycheck to a retirement plan. By doing so for as long as you are employed, you will be able to plan for a financially secure retirement. Odds are that you won't win the lottery or receive a huge inheritance from a deceased relative
Planning for retirement amid all the changes caused by the coronavirus pandemic might seem surreal. However, it is exactly the right time to start planning. The sooner you start, the greater the opportunity you’ll have to reach your retirement goals. Here are some steps to
Many people may spend more time planning their annual vacations than their retirement future. Although your retirement date may still be many years off, it is never too early to start preparing. A retirement strategy that includes various financial instruments, such as
When it comes to investing, everyone has a different risk tolerance. Your co-worker or neighbor may not give a second thought to an investment that may keep you up at night. But risk tolerance isn’t a matter of “good or bad.” Whether you thrive on risks or avoid them at
You never know what you might find when you start exploring spaces you generally ignore. For instance, you might find a rare baseball card in the attic or discover your long-lost high school ring lodged behind a dresser. And who knows how many treasures you might unearth in the
Most investors know that they should evaluate their risk tolerance when considering an investment. Often, they think of risk only in terms of the possibility of losing money. However, risk is defined as the probability that an investment's actual return will be different from