Get more out of your points rewards card

Have you heard of people who prefer to pay for everything with their credit card instead of using cash? Yes, some people do that. The key to avoiding things getting out of hand is to only charge what can be paid and to pay more than the minimum required on time. And of course, they look for cards with rewards to create a win-win situation: they buy what they need with the card while also earning points for travel or getting cash back. If you’re starting to build credit, the best strategy is to apply for a rewards card that matches your lifestyle. An alternative is the Visa PREMIA® Rewards, a credit card that allows you to earn points for your purchases with no annual fee. The PREMIA® program works like this: for every $1 spent on eligible purchases you will earn 1.5 PREMIA points. Once you have earned enough points, you can redeem them for rewards like gift cards, airline and cruise tickets, hotel stays, and even cash. You can do it all through Mi Banco Online or the Mi Banco Mobile app. Also, the Visa PREMIA® Rewards has an introductory offer that includes:

•   5,000 PREMIA® welcome points after $1,000 in eligible purchases within 90 days after opening the account
•   1.99% introductory APR on purchases made during the first 6 months
•   0% introductory APR and 0 payments on balance transfers for 12 months on transfers completed during the first 90 days

For more information about the benefits of the Visa PREMIA® Rewards credit card and its terms and conditions, visit www.popular.com/en/cards/premia-rewards/ Black Dual Another alternative is the Black Dual account that allows you to earn 2 PREMIA® points for every $1 spent on purchases. This account has a $150 annual fee. It is ideal for people who want greater global acceptance since it offers two cards from different brands in a single account: an American Express® Black card and a Visa Infinite card. The Black Dual introductory offer includes:

•   40,000 PREMIA® welcome points after $3,000 in purchases within the first 90 days after opening the account
•   1.99% introductory APRon purchases made during the first 6 months
•   0% introductory APR and 0 payments on balance transfersfor 12 months on transfers made during the first 90 days after opening the account

For more information about the benefits of the Black Dual account and its terms and conditions, go to www.popular.com/tarjetas/black-dual/.