B-Smart account, for a different kind of business

In the financial world there are multiple products and services offered for the clients’ benefit, but not all adjust to the needs and expectations that you have. If you’re a business owner, you won’t have to look any further because Banco Popular offers you the commercial account B-Smart. It is the ideal account for business owners operating as a DBA (Doing Business As) or professionals who are not incorporated / associated, or who belong to sports clubs, graduating classes, charitable groups What is B-Smart? It’s a checking account that has a savings section and an optional line of credit for your business. Which means that you’ll have three key services available to run your own business, so you’ll be able to manage your time in a more efficient and simple manner. Key benefits of the B-Smart account:

• $0 initial deposit to open the account
• $0 service fee if you maintain an average monthly balance¹
• 15 free transactions²
• Ahorro Directo service at no additional charge
• ATH® card and ATH Visa International card³, free of charge
• Receive tiered interest on your deposits through the savings module. The greater the balance, the higher the interest rate received.
• Optional credit line from $5,000 up to $100,000⁵⁴ (subject to credit approval) – Ready to use when need you it.
• Receive your commercial account statement in electronic format with e-Commercial Statement.
• Commercial Credit Protection Plan⁵ – B-Smart offers a plan designed to protect your credit and business stability in case of unexpected events!

This insurance:

• Releases your loved ones or partners from debt.
• Is convenient, affordable and flexible.
• Reduces or cancels the balance of your credit line.
• Registration is done through a simple application.
• No medical tests required

Banco Popular’s Commercial Banking division works for you by offering the services you need to manage your business in an easier and more productive way. B-Smart is an ideal solution when it comes to having lots of benefits in a single product. What are you waiting for? Call our Business Banking Center at 787-756-3939 or 1-855-756-3939 for more information today. Or maybe you would rather visit one of our branches. Learn what documents you need at the moment you open your B-Smart account here.   Product offered by Banco Popular de Puerto Rico. Member FDIC. ¹ average balance in the checks and savings section (combined balance) of $ 500 or more is required to avoid a monthly service fee of $ 5. However, to receive the account statement only electronically (PDF) you will get a discount of $2. ² The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 15 per cycle. ³Subject to the terms and conditions of PREMIA® Program (the Program). The Program is optional and entails a $25 annual fee. For more information visit: www.premia.com/terms-and-conditions. ⁴Available only for sole owner accounts and/or accounts that do not require joint signatures. ⁵All extensions of credit, whether through credit cards, lines of credit or loans, are subject to credit approval. Certain conditions apply. ⁶Underwritten by Chubb Insurance Company of Puerto Rico. Subject to terms and conditions of the Policy. Insurance products are not a deposit, or other obligation of, nor are they guaranteed by the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates.