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Data breaches have become more and more common. Individuals and businesses should do all they can to protect themselves from cybercriminals. With a healthy dose of caution, you can safely use the Internet as a time-saving, convenient resource.
Leading industry experts shared some of the best practices to help you protect your personal and business data from hacks, scams, malware, and theft.
Create “c0mplic@T3d” passwords. Use at least eight characters and include a liberal mix of uppercase and lowercase letters, numbers, and special symbols.
Use multi-factor authentication for your online accounts when available. This requires multiple pieces of information to verify your identity. For example, to log into an account, you may need to enter a code that is sent to your phone, as well as your password and passphrase.
Avoid Public Wi-Fi
If you occasionally must use a system other than your own password-protected router, then invest in a virtual private network (VPN). This software can be downloaded to create a secure connection over the Internet, wherever you may be.
Protect Mobile Devices
Use a screen lock or other security feature to access your smartphone.
Install updated security patches to your smartphone’s apps or operating system.
Only respond to messages from people you know.
Online quizzes, free offers, and spam emails are common phishing techniques used by cybercriminals to trick you into sharing personal or sensitive information.
Surf and Shop Safely
Never access your bank account from a link, instead, go directly to the home page of the financial institution and navigate from there.
Only shop or bank online when you can ensure that the website’s address starts with “https” instead of just “http.”
Check for a padlock icon in the URL to be certain that the site is secure and uses encryption to scramble your data.
You can sometimes identify copycat sites by their use of incorrect grammar as well as frequent misspellings of commonly used words.
This material with permission from DST Systems, Inc. Because of the possibility of human or mechanical error by DST Systems, Inc. or its sources, neither DST Systems, Inc. nor its sources guarantee the accuracy, adequacy, completeness or availability of any information and are not responsible for any errors or omissions or for the results obtained from the use of such information. In no event shall DST Systems, Inc. be liable for any indirect, special, or consequential damages in connection with subscriber’s or others’ use of the content.
The information and general descriptions contained in this article are designed to help you understand about the factors that you should generally consider when evaluating the appropriateness to your retirement plan of any strategy or investment. Any descriptions herein are solely for informational and educational purposes and for your independent consideration; they are not intended to be viewed or construed as advice or a suggestion for you to take (or refrain from taking) a particular course of action. In providing this information, we assume that you are capable of evaluating the information and general descriptions contained herein and exercising your independent judgment. This document was prepared for informational purposes only and should not be considered as an advice of any kind. Banco Popular de Puerto Rico, its subsidiaries and/or affiliates are not engaged in rendering legal, accounting, or tax advice. Should legal, accounting, or tax advice be required, the services of a competent professional should be sought. Investment products are not insured by the FDIC, are not deposits or obligations of and are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries or affiliates, and may lose value. Insurance products are not insured by the FDIC or other government agencies, are not deposits or obligations, and are not guaranteed by the Bank or its subsidiaries or affiliates. Some insurance products may lose value.